Important Health Care Information!

Dear Clients,


You may have read or heard of changes coming in the health insurance world. Additionally, if you offer health insurance via your company, you may have already received something like this from your health insurance broker.


As part of the Patient Protection and Affordable Care Act, individuals and employees of small businesses will have access to coverage through a new private health insurance market (the Marketplace).


The Marketplace offers ‘one-stop shopping’ to find and compare private health insurance options. Open enrollment for health insurance coverage through the Marketplace begins October 1, 2013.


As part of the Affordable Care Act, employer’s with at least one employee and gross receipts greater than $500,000 are required to provide notice to employees of the coverage options available through the Marketplace. This notice must be provided to all current employees by October 1, 2013, and to all new employees at the time of hiring. This notice must be provided regardless of whether the employer does or does not offer insurance to its employees and it must be provided to both part-time and full-time employees.


We suggest you provide this notice to your clients prior to the October 1, 2013 deadline to ensure compliance. There are two sample notices provided by the Department of Labor.


If you offer health insurance coverage via your company you may utilize this sample notice


If you do not offer health insurance coverage via your company, but you meet the requirements noted above, you may utilize this sample notice.


Please contact us with any questions you may have related to this issue.